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Payroll loan prospect for investors 5% / month, 60% / year

#21 User is offline   Admin 

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Posted 23 June 2010 - 09:31 PM

One thing is for damned sure. If I ever come across something I think will be beneficial regarding any sort of investment for members, I will do only one of two things:

1. I will just keep the deal to myself.
2. I will post the message and lock it. If anyone wishes to contact me, they will have to do so off the forums.

It is always the same. The naysayers just always have to have their 2 cents, when these same guys / gals would never consider even putting a single piso into an investment here. So, why even post, unless you just wish to stir shit?

I mean, with all the years I have in the Philippines, and with my name all over the internet, why would I risk my reputation by trying to screw someone out of a lousy Php 60,000? That would be pretty damned stupid to risk my reputation over something like that, wouldn't you think? Geez, man.

People never cease to fucking amaze me.

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#22 User is offline   SteveMatrix 

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Posted 23 June 2010 - 10:19 PM

View PostAdmin, on 23 June 2010 - 09:31 PM, said:

One thing is for damned sure. If I ever come across something I think will be beneficial regarding any sort of investment for members, I will do only one of two things:

1. I will just keep the deal to myself.
2. I will post the message and lock it. If anyone wishes to contact me, they will have to do so off the forums.

It is always the same. The naysayers just always have to have their 2 cents, when these same guys / gals would never consider even putting a single piso into an investment here. So, why even post, unless you just wish to stir shit?

I mean, with all the years I have in the Philippines, and with my name all over the internet, why would I risk my reputation by trying to screw someone out of a lousy Php 60,000? That would be pretty damned stupid to risk my reputation over something like that, wouldn't you think? Geez, man.

People never cease to fucking amaze me.


I learned weeks ago while trying to help a few members with their health, that some members love stirring shit here for the sake of... well, not sure, but they sure are miserable and it is obvious that life is clearly a "waiting room" for many of them.


-

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#23 User is offline   caloy 

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Posted 23 June 2010 - 10:34 PM

Will you give payouts monthly? quarterly?

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#24 User is offline   Admin 

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Posted 23 June 2010 - 11:26 PM

View Postcaloy, on 23 June 2010 - 10:34 PM, said:

Will you give payouts monthly? quarterly?


They can be monthly, bi-monthly, or quarterly. They can be sent via wire, or deposited into a bank account for you.

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#25 User is offline   caloy 

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Posted 23 June 2010 - 11:43 PM

Thanks. When's the deadline for people who might want to join?

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Posted 23 June 2010 - 11:48 PM

Right now any monies to be invested will be due by August 1st.

Once he has reached Php 60,000, it will stop, unless they get more employees who will need advances.

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#27 User is offline   Diver Douglas 

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Posted 24 June 2010 - 12:44 AM

View PostAdmin, on 23 June 2010 - 11:48 PM, said:

unless they get more employees who will need advances.



How many employees does he have ?

What is the average loan amount ?

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#28 User is offline   caloy 

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Posted 24 June 2010 - 12:52 AM

So, the owner loans his employees for interest and their payments are deducted from their atm during payday. Small chance of default because he will hold the ATMs. It's a sound business model. :) And people will move their money to this scheme because its cheaper than 5-6 ;)

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Posted 24 June 2010 - 01:30 AM

View PostDiver Douglas, on 24 June 2010 - 12:44 AM, said:

How many employees does he have ?

What is the average loan amount ?


I need to clarify something here. These are city employees, and possibly employees of large chain stores who are going to be the clients. So, I am not sure of the total number. This is why they wish to start out with Php 60,000, total, by August 1st. If things pan out, or if there are more employees to deal with, it can grow from there.

The loans are short term, so, I would think no more than about a week, possibly two week's wages at one time. Understand, though, the loan amounts will work similarly to 5/6, so the full amount would not be loaned against their salaries.

The risks will be minimal due to loaning the money across the board to a number of different employees. All employees would have to quit their jobs in order for the investors to lose.

Also, yes, the ATM cards will be held by the persons making the loans.

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#30 User is offline   Admin 

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Posted 24 June 2010 - 01:31 AM

View Postcaloy, on 24 June 2010 - 12:52 AM, said:

So, the owner loans his employees for interest and their payments are deducted from their atm during payday. Small chance of default because he will hold the ATMs. It's a sound business model. :) And people will move their money to this scheme because its cheaper than 5-6 ;)


For the most part, yes, this is correct. Except, the employees are not his direct employees.

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